By AppHub Editorial Team · Updated August 3, 2026

MoneyLion: Banking & Cash Back

4.6 ★

Downloads: 5,000,000+ Reviews: 0

Overview

Features

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, credit builder loans, pay cash advances, & cashback rewards for extra money.

BANKING WITH ROARMONEY

●GET EARLY PAY (UP TO 2 DAYS)8

Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. Unlock cash advances up to $1000 with qualifying recurring direct deposits.

MONEYLION GAMES LETS YOU EARN & WIN EXTRA CASH The more you pla...

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, credit builder loans, pay cash advances, & cashback rewards for extra money.

BANKING WITH ROARMONEY

●GET EARLY PAY (UP TO 2 DAYS)8

MONEYLION GAMES LETS YOU EARN & WIN EXTRA CASH

The more you play, the more you earn! Each game you play earns you cash rewards

●up to $50 per game! Play during limited-time events to earn up to double the cash rewards.

INSTACASH® ADVANCES UP TO $500 Access up to $500 of your paycheck, any day with Instacash® cash advances. Get money with no interest, no monthly fees, & no credit check.

FAST LOAN OFFERS4 Need to borrow money? Get personal loan offers quickly from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, & savings accounts.

CREDIT BUILDER LOAN WITH A MEMBERSHIP5 Credit Builder Loans up to $1,000 with no hard credit check. Credit building with MoneyLion helps you save as you help build credit health. Get alerts and report credit scores to all 3 bureaus: Equifax, Experian, and TransUnion. Credit builder offers can help you turn things around, giving you the chance to build the solid credit history you need.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally, Chime, Self, Varo Bank, Possible Finance, Albert, Klover, Earnin, Empower, Cleo, Brigit, Kikoff, Credit Sesame, Credit Karma, or Credit One Bank, Kalshi, Turbotax

3,4,5

●See end screens labeled “Disclaimer” above “About this app”.

8 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

9 Increased Instacash limit requires recurring direct deposit into RoarMoney account. Instacash is an optional services offered by MoneyLion. Terms and eligibility requirements apply.

Instacash is a 0% interest cash advance service provided by MoneyLion. Your available Instacash cash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your cash advance limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.

99.9. Generally, your scheduled repayment date will be your next direct deposit date, which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help. moneylion. com for additional terms, conditions, and eligibility requirements.

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or an FDIC-insured institution, and the FDIC's deposit insurance coverage only protects against the failure of an FDIC-insured institution. Pathward, National Association is an FDIC-insured depository institution.

Cashback rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion.

249 W 17th St, 4th Fl, New York, NY 10011

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Frequently Asked Questions

Is MoneyLion: Banking & Cash Back free to download?

high

Yes. The app metadata lists MoneyLion: Banking & Cash Back as free, with in-app purchases listed as false.

Source: app_metadata

How to Use

Make better money decisions with MoneyLion. (app_description)

Getting Started

Source: app_description_and_user_feedback_noted

Install MoneyLion: Banking & Cash Back from the appropriate app store.
Open the app and start with the free experience.
Review the main features described in the app listing.
Adjust app settings based on your preferences.

Key Features (from app listing)

Source: app_description

BANKING WITH ROARMONEY - GET EARLY PAY (UP TO 2 DAYS)8
MONEYLION GAMES LETS YOU EARN & WIN EXTRA CASH
INSTACASH® ADVANCES UP TO $500
CREDIT BUILDER LOAN WITH A MEMBERSHIP5
3,4,5- See end screens labeled “Disclaimer” above “About this app”.
8 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.